Disclosure: We recommend the best company through our review process. We may receive a compensation from some or all of the companies featured in this article.
Unlike past years, nobody is suffering from a lack of information about investing. Instead, everybody is suffocating from the flood of information. Worst of all, all those information from different sources makes everyday investors like you and me confusing and paralyzed.
Sorting out the information from many websites can be intimidating and take a long time and effort. That is why we prepared these five best gold IRA companies reviews through our own research. So the way to find out gold IRA company is a bit easier and more pleasant for you.
Of course, choosing the right gold IRA company is the most crucial part of gold IRA investing. That is because, unlike other investment or IRA accounts, investing in gold IRA involves a few more important things.
One is a custodian, and the other is a depository. So investors need to be careful to choose the right company to accomplish all the processes smoothly.
We sort good companies from bad ones and put them from the best ones on top. Let's get started.
Augusta Precious Metals
Augusta Precious Metals provide life-time support and extensive resources to customers.
Birch Gold
Birch Gold has been trusted for a long time and has relatively low minimum investment requirement.
Goldco
Goldco is an expert in IRA Gold Rollover. With smooth transition from traditional IRA, rest assured with your retirement fund.
1. Augusta Precious Metals
Augusta Precious Metals is another IRA gold company with a stella customer support. That is why it is, sometimes, referred to as the “guardians” of the Gold IRA market.
If you buy gold or silver through Augusta Precious Metals, it comes with 'life-time support'. As long as you keep the account, you have life-long access to their experts and resources.
The Services Augusta Precious Metals Offers
• Lifelong support
• Gold and silver IRA
• Assistance from economy and precious metals specialists
• Gold and silver cash purchases
• Endless education of precious metals and economy
Augusta Precious Metals’ Fees
Before you open an investment account with Augusta, you will have to invest at least $50,000. There is also an account setup fee of $50. Other fees you should know of are:
• An custodial maintenance fee of $80
• An depository storage fee of $100
Why Augusta Precious Metals is our second Best recommendation
Augusta is different from its competitors in the sense that it not only allows you to buy precious metals but also is more than willing to help you throughout.
It ensures you have an agent to help you make the right decision when it comes to investing your post-retirement income. Ideally, the agents at Augusta are highly trained and will no doubt provide you with much-needed education on how the economy behaves. These agents also ensure you know how your physical assets will fit into the economy.
Another good thing about Augusta agents is that they let you ask just about anything.
Moreover, this IRA gold company treats all its clients equally. So, whether you have a massive retirement account or are starting with minimum investment, Augusta will always give you the respect you deserve. This is very important because it keeps your mind at peace.
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2. Birch Gold Group
The mission of Birch Gold is to make sure people have some knowledge about alternative investment options. The company provides clients with the resources they require to come up with a diverse investment portfolio. Started in 2003, Birch Gold has helped lots of people manage their IRAs. The company is located in Burbank, CA.
Why Birch Gold Group is our 3rd best recommendation
The following are some of the reasons why the majority believe that Birch Gold Group is one of the best IRA gold firms in the country.
I. Trust
Since it was established, Birch has tirelessly helped people grow their wealth.
Well, this has enabled them to build and maintain an outstanding reputation over the years.
It not only boasts a long track record of integrity but also points out the red flags in the investment industry.
II. In-depth Knowledge
The highly trained and experienced precious metals experts at Birch will educate you on the reasons why you should invest in physical assets like gold and silver.
These agents take their time to clearly understand your retirement goals. Once they know what you are after, they come up with strategies to help you reach your goals.
III. Maximum Assistance
At Birch, every client is paired with a precious metals specialist right from the beginning.
Specialists are available by phone during working hours.
They are not just ready to answer your questions but also will take their time to learn what goals you have in mind. All these help build trust and understanding.
What You Get at Birch Gold Group
Working with Birch Gold Group allows you to invest in platinum, palladium, silver, and, of course, gold. What’s more, you will be able to invest in these precious metals from across different categories of weight.
Birch also provides clients with amazing investment opportunities. A good example is in 2019 when the company granted clients a chance to earn an American Eagle silver coin whenever they injected $5,000 into precious metals.
Birch Gold Group Pricing
Like other IRA gold companies, Birch requires that you pay fees when you hold an IRA with them. Only that, here, you will pay a one-time fee for account setup. At the time of writing this, Birch charges a $50 fee for an account setup. Birch also charges a $30 fee to cover the wire transfer cost.
What’s more, there is a management fee of $80 as well as insurance and storage cost of $100 per year. Your fee will be waived for the first year if you transfer more than $50,000.
Another reason why Birch is highly recommended is that this IRA gold company does not base the fee you pay on the total value of the assets that are held on your behalf. This means that what you normally pay in $180 per year will remain the same even if the value of your investments grows.
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3. Goldco
Let's start with our top recommendation Goldco. Goldco has been around precious metal industry about 15 years now since it was found by Trevor Gerszt.
It is specialized in asset protection with precious metal investment against financial turmoil.
This company provide not only gold IRA investment option, but also non-IRA gold investment option.
You can roll over to self-directed gold IRA from 401k and traditional IRA. In order to smoothly rollover your hard earned retirement fund without penalty, it is critical to get a help from an expert.
Goldco is known for 'best customer support' and their representatives are ready to give you all the information and help you need through the complicated process.
It has been cultivating lasting relationships with its clients since it was formed. Today, it is one of the best IRA gold company with the large customer base.
Services Goldco Offers
It is worth noting that Goldco offers fair market rates for the buybacks of silver and gold.
Also, the company’s honesty and transparency regarding the rates it offers are second to none.
• Providing silver and gold IRAs
• Offering professional help for 401(k) rollover
• Providing self-storage gold IRAs to its clients
• Buying back silver and gold bullion, bars, and coins bought through the company’s services
• Selling non-IRA precious metals as well as bullion bars and coins
Goldco’s Fees
This is another reason Goldco is highly recommended. The company’s fees are described as being “as low as possible”.
This means Goldco’s clients are able to spend the least amount of fees possible.
You should, however, note that the company’s fees can rise, based on a transaction.
That being said, this is how Goldco’s fee structure looks:
-Gold IRA Fee
• The wire Fee is $20
• The IRA set-up fee is $50
• All fees waived on IRA Rollovers and 401(k)
Goldco also charges the following fees under the Annual Fee category:
• Maintenance fee of $80
• The storage fee is $100 for non-segregated and $150 for segregated storage
-Gold NON-IRA Fee
• No Fee ($0) for non-IRA purchase
What Type of Investor is Best Suited for Goldco?
Goldco is arguably the best IRA gold company for the following types of investors:
• Investors looking to safeguard their savings and stay protected from a financial crisis
• Investors who want to hold their wealth in physical assets
• Investors who want to buy precious metal assets to diversify their asset portfolio
Customer Rating and Feedback
Of 173 customer reviews under Better Business Bureau, Goldco boasts a superb rating of 4.9/5. Of 508 ratings under Consumer Affairs, Goldco boasts a rating of 4.8/5, and, of 619 reviews under Trustpilot, the company has a mouth-watering rating of 4.9/5.
What’s more, this investment & precious metal company has been a member of the Better Business Bureau for more than a decade. Here, it has an outstanding rating of A+. In total, the company has seven filed complaints by its customers. Of this number, four have been resolved, according to the company, while the remaining three are in the process of being resolved.
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4. Noble Gold
Noble Gold may not be the first on this list, but it is still a wonderful IRA gold company.
One reason why it is rated so highly is that it makes the process of rolling over an IRA for gold and other precious metals insanely easy.
Furthermore, the setup is quick, plus the company has experienced professionals who are ready to help you understand each process.
Royal Survival Packs
Royal Survival Packs allow Noble Gold to provide its clients with a precious metals mix.
This mix of precious metals has been picked with particularly the unique needs of clients in mind.
One key advantage of Royal Survival Packs is their ability to retain their value even during a widespread disaster. They have an emergency response, which makes them exceptional.
Well, it is worth noting that Noble Gold is one of the first IRA gold companies to come up with such a product.
Noble Gold Fees
Noble Gold works with other businesses, including suppliers of precious metals.
This enables the company to provide its clients with highly competitive pricing.
Ideally, visiting Noble Gold’s website can help you determine precisely how much you will be paying in fees. It also provides you with other information about the company.
Noble Gold’s annual fee is $80 and the yearly storage fee is $150. It is crucial to note that the fee storage cost also includes insurance as well as the guarantee that your investments are separately stored from the precious metals of other people. Noble Gold also charges a custodial fee, which varies based on your specific investment situation.
Noble Gold may not be the first on this list, but it is still a wonderful IRA gold company.
One reason why it is rated so highly is that it makes the process of rolling over an IRA for gold and other precious metals insanely easy.
Furthermore, the setup is quick, plus the company has experienced professionals who are ready to help you understand each process.
Royal Survival Packs
Royal Survival Packs allow Noble Gold to provide its clients with a precious metals mix.
This mix of precious metals has been picked with particularly the unique needs of clients in mind. One key advantage of Royal Survival Packs is their ability to retain their value even during a widespread disaster.
They have an emergency response, which makes them exceptional. Well, it is worth noting that Noble Gold is one of the first IRA gold companies to come up with such a product.
Noble Gold Fees
Noble Gold works with other businesses, including suppliers of precious metals. This enables the company to provide its clients with highly competitive pricing. Ideally, visiting Noble Gold’s website can help you determine precisely how much you will be paying in fees.
It also provides you with other information about the company.
Noble Gold’s annual fee is $80 and the yearly storage fee is $150. It is crucial to note that the fee storage cost also includes insurance as well as the guarantee that your investments are separately stored from the precious metals of other people. Noble Gold also charges a custodial fee, which varies based on your specific investment situation.
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5. Regal Assets
The stellar reputation makes it hard to go wrong with Regal Assets. Additionally, this company has nearly no negative reviews online, which further improves its reputation.
Dealing with it is also a real pleasure, given that it has no pushy and annoying salespeople.
A minimum investment of $10,000 is required if you want to open a retirement account with Regal Assets. Direct purchase of physical metals, on the other hand, requires a minimum investment of $5,000.
Royal Survival Packs
Royal Survival Packs allow Noble Gold to provide its clients with a precious metals mix.
This mix of precious metals has been picked with particularly the unique needs of clients in mind.
One key advantage of Royal Survival Packs is their ability to retain their value even during a widespread disaster. They have an emergency response, which makes them exceptional.
Well, it is worth noting that Noble Gold is one of the first IRA gold companies to come up with such a product.
The company also comes in handy in transferring any existing IRA, 401(k), TSP, 403(b), or SEP into metal or crypto. It is one of the first alternative asset investment companies to legally sell cryptocurrency across the globe.
Regal Assets’ Wide Range of Products
Your investing capabilities or knowledge does not matter when working with Regal Assets to secure your investment. That is because the company caters to its investors regardless of their backgrounds.
Besides, Regal Assets boast diverse portfolio offerings, which include cryptocurrency and unique precious metal offerings. Well, as a seasoned investor, you can take advantage of this.
These diverse portfolio offerings are meant to ensure the safety of your retirement funds during a turndown, crisis, or economic turmoil. Another reason why Regal Assets is highly rated is that they have countless resources and knowledge to help clients start the process of rollovers and transfers into precious IRAs in less than 48 hours.
Regal Assets’ Fees
Unlike many other custodians that keep storage comingled, Regal Assets work with Brinks to keep storage segregated. The company charges a single flat fee of only $125 per year.
This is an unbelievably reasonable rate, given that Regal Assets’ competitors not only charge at least $225 annually but also do not offer the segregated option. That being said, most of these companies charge a fee of at least $1,000 for the segregated service.
Another good reason to consider Regal Assets is that it does not charge any fees for the first year. So, no administration or account fee for setting up a retirement account with Regal Assets. After the first year, you will part with only $90 annually, which is the lowest of any IRA gold company we know of.
International Presence & Complaints
Regal Assets is a global company with offices in Singapore, Dubai, Canada, and Hong Kong.
This international presence gives the company a chance to serve thousands of consumers throughout the world.
What’s more, Regal Assets is a fully trusted and admired IRA gold firm. The Business Consumer Alliance awarded it an AAA rating for being one of the most respected and trusted enterprises.
Regal Assets also has a membership through TrustLink as one of the leading companies dealing with precious metals. Plus, it has innumerable positive reviews on BirdEye.
Over the past three years, Regal Assets had a total of eight complaints registered against them. Of this number, six were 100% resolved. It is worth noting that most of these complaints were a result of shipment delays and misunderstandings.
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Top Recommendation
All five gold ira companies above are great companies to consider to diversify your retirement funds with the precious metals. You cannot go wrong with any of above companies. However, if we are pressed hard to choose, we will go with Augusta Precious Metals. It is a reputable IRA gold company with immense experience, trustworthy background, and reasonable rates.